Severe work injuries are scary. For purposes of this article, “severe” is going to be used when describing a work injury that prevents someone from working ever again, essentially meaning a total disability injury. This is not to diminish other injuries that can also be very bad and difficult for daily life. However, let’s focus on the benefits available after a severe work injury that would prevent someone from re-entering the workforce.

Injured workers in Florida are entitled to two different categories of lost wages: medical and indemnity. Strictly speaking, “lost wages” most often refers to indemnity benefits. These money benefits are provided to injured workers when they are no longer working due to their injury.