I was a passenger in a car that was in an accident, does the driver’s insurance cover my injuries?
It can, but it depends on the facts. If the driver of the car caused the accident, you can make a claim against the driver’s bodily injury coverage. If the driver of another car caused the accident and doesn’t have appropriate insurance coverage, you can make a claim under the car owner’s uninsured motorist coverage or your own uninsured motorist coverage.